TRUSTEE'S SALE 13219 Carters Garden Drive Chesterfield, VA 23838 In execution of the Deed of Trust dated June 2, 2014 and recorded on June 3, 2014 in Book 10556 at Page 0206 in Instrument # 16924 and modified by loan modification recorded on November 8, 2016, in Book 11431, Page 513, of Chesterfield County land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the Circuit Court for the County of Chesterfield, Courts Building, 9500 Courthouse Road in Chesterfield, Virginia on February 19, 2020 at 2:00 PM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 20, CARTERS MILL EAST, AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED "CARTERS MILL EAST", PREPARED BY BALZER AND ASSOCIATES, INC., DATED DECEMBER 6, 2002, AND RECORDED DECEMBER 17, 2003 IN THE CLERK'S OFFICE, CIRCUIT COURT OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 140, PAGES 1 THROUGH 7, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. BEING THE SAME REAL ESTATE CONVEYED TO NEIL S. ALVANZO AND ANIKA A. H. ALVANZO, AS TENANTS BY THE ENTIRETY WITH RIGHTS OF SURVIVORSHIP AS AT COMMON LAW, BY DEED FROM CHARLES E. BAILEY, INC., A VIRGINIA CORPORATION, DATED NOVEMBER 12, 2004, AND RECORDED ON DECEMBER 8, 2004, IN THE CLERK'S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 6105, PAGE 592. Tax No.: 732650954400000 Property address: 13219 Carters Garden Drive, Chesterfield, VA 23838 The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any, as might be listed in this notice or may be announced at the sale. TERMS OF SALE: A non-refundable bidder's deposit of $30,500.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney's fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose. (19-20759) FOR INFORMATION CONTACT: BROCK & SCOTT, PLLC (Attorney for TRUSTEE SERVICES OF VIRGINIA, LLC) 484 Viking Drive, Suite 203 Virginia Beach, VA 23452 (757)213-2959


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