A private high school in Richmond is simplifying financial aid.

Saint Gertrude High School in the city’s Museum District is rolling out a flexible tuition model in which families pay what they can afford rather than having to apply for financial help. The all-girls school has an $18,530 per year sticker price, but school officials hope this new model — the first of its kind among Richmond private schools — will open up the school to more families.

“We want more families in the Richmond community to feel they deserve and can get a Saint Gertrude education,” said Renata Rafferty, the head of school. “We’ve got to get over the financial aid hurdle.”

Instead of applying and then seeing how much they would receive in financial aid, Saint Gertrude parents — both current and prospective — can use an online calculator to estimate the cost of attending the independent Catholic school, which was founded in 1922 by the Benedictine Sisters of Virginia.

A family with a median household income of $42,000 — just shy of the city’s median — would pay an estimated $4,620-$5,460 in tuition. A family making $100,000 would pay $15,435-$16,170.

Saint Gertrude makes its estimates based on a family of four with two children attending tuition-charging schools.

“We wanted to make it very easy for everyone without having to give us information,” said Rafferty, touting the simplicity of the new system. “We’ve given people a benchmark so they can know what they’ll pay right off the bat.”

Families who don’t participate in the optional program pay the full tuition rate. At a minimum, the school said, each family will pay 20 percent of the full rate, which is about $3,500.

About 2 in 5 Saint Gertrude students currently receive financial aid. Rafferty said families might not expect to qualify for normal financial aid but can still receive a discount on their tuition.

The estimate is derived solely by a family’s income, but the actual rate is calculated by a third-party company before the school signs off on it. That tuition rate is given to families when they get accepted or receive their re-enrollment letter.

By making the price simpler for families, Rafferty said the school will be more open to families who might not expect their children to attend private school.

“We wanted to create a community within Saint Gertrude that’s more reflective of the greater community and at the same time deal with this concern that people had where they didn’t want to apply for financial aid,” she said.

About 3 in 4 students at the school are white, which is 13 percentage points above the region’s population. About 200 students are enrolled, according to the school’s website.

“It will give persons who might have been put off by an initial outlay of a full tuition an opportunity to explore Saint Gertrude and see what’s possible for them,” said Sister Glenna Smith of the Benedictine Sisters of Virginia, which owns and operates the school. “I’m hoping it will give more options and allow more people to think that they can afford the school.”

In an analysis of tuition models this year, the National Association of Independent Schools said schools with financial aid models like the one Saint Gertrude is rolling out — about 5 percent of private schools — have seen an increase in applications.

Saint Gertrude officials said that’s an opportunity to make its student population more diverse.

“There’s more of an opportunity to build a community inside our school walls that’s reflective of the community outside our school walls,” Rafferty said. “That’s why we’re doing this.”

The program will start next school year.

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jmattingly@timesdispatch.com

(804) 649-6012

Twitter: @jmattingly306

Politics/Education Reporter

Justin Mattingly covers state government and education. A northern New York native and a Syracuse University alumnus, he's worked at the RTD since 2017. You can follow him on Twitter at @jmattingly306.

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